The German Federal Foreign Office has confirmed that the minimum amount required in a German blocked account (Sperrkonto) for student visa applications has been updated to €11,208 for applications submitted from January 2026 onwards. This translates to €934 per month released to students throughout their academic year.
New Sperrkonto Amount
- Previous requirement: €10,332 (€861/month)
- New requirement (2026): €11,208 (€934/month)
- Increase: €876 total (€73/month)
- Effective date: Applications submitted from January 2026
The update reflects Germany's annual adjustment to the subsistence allowance (Lebenshaltungskosten) used by the German Foreign Office to calculate the minimum living costs for international students.
How to Open a Sperrkonto
Indian students typically open a Sperrkonto through one of these services before applying for a German student visa:
- Fintiba: Most popular with Indian students — fully online, English-language interface, linked to Deutsche Bank
- Expatrio: Similar to Fintiba, also includes health insurance options
- Deutsche Bank Germany: Requires a visit to a branch in Germany — not practical for pre-departure applications
- Coracle: Another online option gaining popularity
The process typically takes 3–7 business days and requires your passport, admission letter, and €11,208 transferred from your Indian bank account via international wire transfer.
Who Needs the Updated Sperrkonto
The €11,208 Sperrkonto requirement applies to:
- Students applying for a German national student visa (Type D) for university study
- Students applying for the Ausbildung visa
- Students applying for the language course visa with subsequent intent to study
Students who already have a valid German student visa and are renewing their residence permit in Germany may be subject to slightly different rules — consult the Ausländerbehörde (immigration office) in your city.
GS Study Abroad provides complete guidance on the German student visa process including Sperrkonto setup. Learn more about studying in Germany.